⏰ Hourly to Salary Calculator
Convert your hourly wage to annual salary and see your monthly, weekly, and biweekly pay.
Why Use This Calculator?
Quick Salary Comparison
Instantly compare job offers by converting hourly rates to annual salaries. See which opportunity provides better total compensation.
Budget Planning
Know your annual income to create accurate budgets, plan major purchases, and qualify for loans or rentals.
Multiple Pay Period Views
See your income broken down by year, month, week, biweekly, and daily—making it easy to track cash flow.
Career Negotiations
Understand the equivalent annual value of hourly offers to negotiate better compensation packages.
Accurate Conversions
Account for part-time hours, unpaid time off, and non-standard work schedules for precise calculations.
Financial Goal Setting
Use annual salary figures to set realistic savings goals, retirement contributions, and debt payoff timelines.
Step-by-Step Guide
Enter Your Hourly Wage
Input your current or offered hourly rate. Include any regular shift differentials (night/weekend pay) in your base rate.
Example:
Example: $22.50/hour for retail, $35/hour for skilled trades, $55/hour for specialized professionals
Specify Hours Per Week
Enter your regular scheduled hours. Full-time is typically 40, part-time ranges from 20-35 hours.
Example:
Example: 40 hours (full-time), 30 hours (part-time), 20 hours (college student job)
Set Weeks Per Year
Use 52 for paid time off. Subtract unpaid vacation, holidays, or seasonal breaks from 52.
Example:
Example: 52 weeks (paid PTO), 50 weeks (2 weeks unpaid), 40 weeks (teachers/seasonal)
Calculate Total Salary
Click "Convert to Salary" to see your annual gross income and all pay period breakdowns.
Example:
Example: $25/hour × 40 hours × 52 weeks = $52,000 annual salary
Review Pay Periods
Check monthly, weekly, biweekly, and daily pay to understand your cash flow patterns.
Example:
Example: $52,000/year = $4,333/month = $1,000/week = $2,000 biweekly
Consider Overtime Potential
If eligible for overtime, calculate additional income at 1.5x your hourly rate for hours over 40/week.
Example:
Example: 5 hours OT/week = $25 × 1.5 × 5 × 52 = $9,750 extra annually
Account for Taxes
Remember this is gross pay. Expect 25-35% deductions for federal, state, FICA, and other withholdings.
Example:
Example: $52,000 gross becomes $37,000-39,000 net (take-home)
Compare Job Offers
Convert all offers to annual salary to compare fairly, considering hours, benefits, and time off.
Example:
Example: $28/hour with benefits might beat $32/hour without insurance
Real-World Examples
Fast Food Manager (Full-Time)
Result:
Skilled Electrician (With Overtime)
Result:
Part-Time Retail (College Student)
Result:
Expert Tips & Strategies
Standard Work Year Is 2,080 Hours
Full-time employment (40 hours/week × 52 weeks) equals 2,080 hours annually. This is the baseline for most salary calculations and benefits eligibility. Part-time is typically 1,040 hours or less (20 hours/week).
Account for Unpaid Time Off
If your vacation, holidays, or sick days are unpaid, subtract those weeks from 52. Two weeks unpaid reduces annual income by 3.8%. This is common in contract, seasonal, and some service industry positions.
Overtime Dramatically Increases Earnings
Non-exempt employees earn 1.5× for overtime. Just 5 hours OT per week adds 12.5 hours of pay weekly, boosting annual income by $16,250 at $25/hour. Over 40 hours? Negotiate overtime pay or higher base rate.
Benefits Add 20-40% to Compensation
Health insurance ($7,000-15,000), 401(k) match (3-6% of salary), paid time off, and other benefits significantly increase total compensation. A $50,000 salary with full benefits equals $60,000-70,000 total comp.
Negotiate Higher Than Minimum
Research industry standards for your role and location. Asking for $2-3/hour more seems small but equals $4,160-6,240/year. Over a career, small hourly increases compound to hundreds of thousands.
Consider Cost of Living Differences
$25/hour in rural Mississippi ($52,000/year) provides more purchasing power than $35/hour in San Francisco ($72,800/year) due to housing costs. Use cost of living calculators when comparing geographic opportunities.
Freelancers Need 25-50% Higher Rates
Self-employed workers pay double FICA (15.3% vs 7.65%), buy their own insurance, and have no paid time off. A $40/hour freelancer takes home less than a $60,000 salaried employee after taxes and expenses.
Track Actual Hours Worked
If you're salaried but work 50-60 hours weekly, calculate your effective hourly rate. A $80,000 salary at 60 hours/week is $25.64/hour—less than many skilled hourly positions with overtime.
Common Mistakes to Avoid
✓ Better approach: This calculator shows gross pay (before taxes). Your actual take-home will be 25-35% less after federal tax, state tax, FICA (7.65%), and other deductions. Use a paycheck calculator to see net pay.
✓ Better approach: If you have unpaid vacation or work seasonally, reduce weeks per year. Using 52 weeks when you actually work 48 overestimates income by $4,000 on a $52,000 salary calculation.
✓ Better approach: Non-exempt hourly workers earn 1.5× for hours over 40/week. Failing to account for regular overtime undervalues hourly positions. Calculate base pay plus typical OT for accurate comparison.
✓ Better approach: A $55,000 salary with health insurance, 401(k) match, and 3 weeks PTO might equal $70,000 total comp. Compare total packages, not just base pay, when evaluating offers.
✓ Better approach: Salaried employees often work 45-55 hours weekly without overtime pay. If comparing to hourly, use actual worked hours to find your true effective rate—often lower than expected.
✓ Better approach: $30/hour in Texas ($62,400/year, no state tax) provides more purchasing power than $35/hour in California ($72,800 minus 9% state tax). Consider taxes and cost of living.
Learn More
Complete Budgeting Guide
Master the 50/30/20 rule and other budgeting strategies to manage your income effectively.
📈401(k) Investment Guide
Learn how to maximize your retirement savings with employer-sponsored 401(k) plans.
⭐Credit Score Improvement Guide
Boost your credit score to qualify for better rates on loans, mortgages, and credit cards.
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Frequently Asked Questions
How do I convert hourly wage to annual salary?
Multiply your hourly wage by hours per week, then by weeks per year. For a standard full-time job: $25/hour × 40 hours × 52 weeks = $52,000/year. If you have unpaid time off, reduce weeks per year accordingly.
How many hours is full-time work?
Full-time is typically 40 hours per week in the US (8 hours/day, 5 days/week). This equals 2,080 hours per year (40 × 52). Part-time is usually under 30 hours per week.
Should I account for vacation and holidays?
If your vacation/holidays are paid, use 52 weeks per year. If unpaid, subtract those weeks. For example, 2 weeks unpaid vacation = 50 weeks per year. Most salaried positions include paid time off.
What is the difference between gross and net pay?
Gross pay is before taxes and deductions. Net pay (take-home) is after federal tax, state tax, Social Security (6.2%), Medicare (1.45%), and other deductions. Expect 25-30% to be deducted on average.
Is hourly or salary better?
Hourly: paid for all hours worked including overtime (1.5x), but no guaranteed hours. Salary: predictable income, often includes benefits, but no overtime pay. Salary is better for stability, hourly for flexibility and overtime potential.
How accurate is this calculator?
The calculator provides precise gross salary calculations based on your inputs. However, actual take-home pay will be lower after taxes (federal, state, FICA), health insurance, retirement contributions, and other deductions—typically reducing gross by 25-35%.
Do salaried employees make more than hourly workers?
Not necessarily. While salaried positions often offer benefits and stability, hourly workers with overtime can earn more. A $25/hour worker with 10 hours weekly overtime earns $71,500/year ($52,000 base + $19,500 overtime), more than many $60,000 salaried positions.
What about part-time work?
Part-time is typically under 30 hours per week. A $20/hour job at 25 hours/week equals $26,000/year ($20 × 25 × 52). Part-time workers often lack benefits like health insurance, paid time off, and retirement contributions, reducing total compensation value.
How do I calculate my effective hourly rate as a salaried employee?
Divide annual salary by actual hours worked. If you earn $60,000 but work 50 hours/week (not 40), your effective rate is $60,000 ÷ (50 × 52) = $23.08/hour, not the expected $28.85. This reveals the hidden cost of unpaid overtime.
What if I have unpaid time off?
Subtract unpaid weeks from 52. With 2 weeks unpaid vacation and 1 week unpaid sick leave, use 49 weeks per year. This reduces a $25/hour, 40-hour/week income from $52,000 to $49,000—a $3,000 difference.
Should I negotiate hourly or salary?
For positions with potential overtime, hourly offers more earning potential. For management or office roles, salary provides stability and often better benefits. Consider total compensation including health insurance (worth $7,000-15,000/year), 401(k) match, and paid time off.
How does this compare to contract work?
Contractors often earn higher hourly rates ($40-100+/hour) but pay both employer and employee portions of FICA (15.3% vs 7.65%), receive no benefits, and face income instability. A $50/hour contractor needs 25-30% higher rates to match a $80,000 salaried position with benefits.
What about seasonal work?
Seasonal workers should calculate based on actual weeks worked. A $18/hour summer job at 40 hours/week for 12 weeks is only $8,640 annually ($18 × 40 × 12), not enough to live on without additional income.
Financial Disclaimer
This calculator is provided for educational and informational purposes only. The results are estimates based on the information you provide and should not be considered as financial, legal, or tax advice.
Actual results may vary based on your specific circumstances, market conditions, and other factors. Always consult with qualified financial, legal, and tax professionals before making any financial decisions.
We make no guarantees about the accuracy, completeness, or reliability of the calculations. Use this tool at your own risk.